✅855_848_0127 PayPal Limit for Receiving Money
For personal PayPal accounts, a verified user can receive up to $10,000 per single transaction, and up to $60,000 per week. Unverified personal account holders typically face more restrictive limits—often capped at $4,000 per transaction and lower weekly thresholds until verification.
Business accounts enjoy significantly higher limits. A business account can accept up to $60,000 per transaction, though PayPal may internally cap specific payments at $10,000 depending on factors like currency, jurisdiction, or risk. Similarly, business users can receive up to $250,000 weekly from all incoming transactions combined
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To lift receiving limits, PayPal encourages users to link and confirm a bank account, and verify their identity via documentation. Once verified, the system removes restrictions on accumulated receiving amounts beyond defined per-transaction caps. Always check your personal "View Limits" section under account settings to check current thresholds and eligibility for limit increases.